Nexus finances & consults borrowers when they fall outside traditional banks’ guidelines and credit boxes.
They are independent and are not tied to a set of institutional constraints. Persisting until each client has the terms and loan amounts that are right for them, Nexus has built a team that is conversant in every sector of today’s commercial real estate industry.
Types of Loans Include:
- No Document Commercial Loans – 5-year ARM or 30-Year Fixed.
- Hybrid SBA 504 Loans (Bridge to Permanent Loan).
- Ground Up to Term Loans.
- Rehab: 100% – LTV (Loan to Value) Up to 80% – LTC Up to 85%.
- Min FICO: as low as 620.
- Short-Term Interest-Only Bridge Loans.
5-Star Testimonials Include:
“It was very fortunate for me to cross paths with Oz. At the time, we had no marketing personnel on staff and we needed work to keep our business together. Oz leveraged his relationships and brought us a significant amount of work with a treasured client who we still do work for today. It was bittersweet to see him move on to bigger and better opportunities, but I will always be grateful for what he did for our business.”
“Oz is an excellent person to work with. He’s a good person at the core of his heart. He cares. He is a leader and a multi-faceted individual. He has mastered lots of skills and is adept at managing teams, setting strategies and directing organizations. His professionalism in dealing with various situations is outstanding.”
“In the 38 years I’ve been in business, there have been several people who I’ve enjoyed working with, but only a handful that I truly respect for their work ethics and integrity. Oz Josefian is one of those special people you don’t meet often throughout one’s career. Having the opportunity to work with Oz has shown me that when you have a high respect for your customer, a synergy develops that makes business dealings almost effortless and enjoyable. Unfortunately, this kind of business relationship is a rarity that you can only hope would occur more often.”
Alternative Financing for Commercial Real Estate Borrowers
- Low FICO borrowers.
- Low-income generating CRE loans.
- No-Document, No proof of Income CRE loans.
- Self-employed / investment properties.
- Private Loans.
- Bridge Loans.
- 5-year ARM or 30-year fixed.
- Low DSCR.
Please Note: (These programs and/or any of their features are subject to change or be withdrawn without notice. All loans are subject to approval.)
Eligible Properties Include:
- Warehouse /Self-Storage.
- Light Industrial.
- Mobile Home Park.
- Day Care Centers.
Program Features Include:
- Loans from $500K to $50MM.
- LTV up to 80%.
- Minimum FICO: 620.
- 5-year ARM or 30-year fixed (Other Options may available).
- Amortizations up to 30 years.
- No tax returns, bank statements, or operating statements required.
Income is Qualified Through 12 Consecutive Months of Business Bank Statements
- Terms: 5-year ARM or 30-year fixed.
- Loan Sizes: $500k to $2,500,000.
- Minimum FICO: 620.
- LTVs: Up to 80%.
- Owner-Occupied transactions only.
SBA Hybrid Loan “Bridge to a Better Place Loans”
- 3-year bridge to SBA 504 – 25-year.
- Business owners with 51% occupancy.
- Businesses that will meet the SBA guidelines within 3 years.
- A time-sensitive close of escrow.
About Oz Josefian
At the age of 18, Oz traded oil and gas, and at the age of 24, he established an OEM company for U.S. nationally based retail stores. When Oz was 29, he helped U.S. based EPCF contractors with direct/indirect procurement studies worldwide.
At 36, he established Nexus Commercial Finance to help Commercial Real Estate Borrowers with their rejected loan applications by traditional & union banks. He has been in the business world since 18, and he gets delighted when he assists borrowers in taking their businesses to the next level.
According to Oz, “I was born to fund deals. See the world through the eyes of a funding connoisseur.’
Known as a problem solver, contact Oz to see how Nexus can help.
Nexus Commercial Finance
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Guardian Talks journalist was involved in the writing and production of this article.
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